What is A HARD MONEY LOAN?
Short-term, real estate-backed financing designed for investors who need fast access to capital.
What Documentation is Needed?
To get started, you'll need property details, a purchase agreement, your exit strategy, and basic financial information.
What Are Your Interest Rates?
Our rates generally range from 7% to 12%, depending on factors such as property type, loan-to-value (LTV) ratio, and the borrower’s experience.
What Are Your Typical Loan Terms?
Loan terms vary based on the deal, but generally include:
- Loan Amounts: $100K–$50M+
- Loan-to-Value (LTV): Up to 75%
- Interest Rates: 8%–15%
- Term Length: 6–24 months
- Prepayment: No prepayment penalties on most loans
Do You Require Perfect Credit?
No. Our primary focus is on the property's value and your investment strategy—not your credit score.
Can New Investors Apply?
Absolutely. Whether you're new to real estate or growing your portfolio, we offer flexible funding solutions and support tailored for first-time investors.
What Property Types Do You Finance?
We finance a wide range of properties, including residential (1–4 units), multi-family, commercial, mixed-use, and land development—nationwide across all 50 states.